Understand the information on this site.

Written loan terms

Any loan's terms are those in its written agreement. Review the payment dates, amounts, total repayment, and applicable costs in that agreement before signing. This website does not state the terms of an individual loan.

Payment calculator examples

The payment calculator uses a hypothetical, fee-free example based on nominal interest. It does not calculate APR, quote a loan, or indicate approval. Use the written agreement for actual terms.

Vehicle title collateral

A vehicle title loan may use a vehicle as collateral. If payments are not made as agreed, the vehicle may be at risk. Review the written terms and consider this risk before signing.

Applications and account questions

Read the privacy, electronic-consent, and SMS notices displayed in the actual application form before proceeding. For account payments or questions, contact a branch through O R Financial Services contact information.

For website-use terms, see Website terms and the privacy notice.