Scope
This notice explains how the O R Financial Services website handles information entered into its tools and what may be processed by the website host.
Calculator and checklist
Calculator inputs and checklist selections are processed locally in your browser. The website code does not transmit them, save them in cookies or store them in local storage. Your browser may restore form values using its own features. A CSV schedule is created only when you choose to download it.
A prefilled calculator link may include example amount, rate and term values in the page URL. Those values may appear in browser history or hosting access logs. Do not place personal information in a URL.
Hosting and security logs
The website host may process IP addresses, request URLs, timestamps, device information and security events to deliver the site. Host settings and policies govern that processing.
Online services
The online application form collects the information you enter and processes it under the privacy notices and consents shown in the form. Review those notices before submitting. For account access and payments, contact your branch.
External links
Government and consumer-information links open third-party websites with their own privacy practices.
