From application to a decision you can review.
1. Start the application
Use the online application and follow the form's instructions. The application is separate from the payment calculator and the before-you-borrow checklist.
2. Read the form requirements
Review the information requests and any privacy, electronic-consent, or SMS notices shown in the form. Read those notices there before proceeding.
3. Review proposed terms
If terms are presented, read the written agreement and check the payment schedule, total repayment, and applicable costs. Ask questions about anything unclear before signing.
4. Contact a branch with questions
For application questions or help with an existing account, contact an O R Financial Services Texas branch. Explore the loan products separately from the application.