A personal loan for a planned expense.
Explore the application process and review the proposed payment terms before deciding whether a personal loan fits your needs.
Review the offer in full
Before accepting, check the amount you would receive, each payment amount and due date, the total repayment, and any costs shown in the written offer. Consider whether the scheduled payments leave room for regular expenses.
How to apply
- Start the online application and provide the information it requests.
- Review any offer and its written terms carefully.
- Ask questions before signing if a payment, due date, or cost is unclear.
For product or account questions, contact an O R Financial Services branch in Del Rio, Eagle Pass or Laredo.
Talk with your local branch
Ask about loan options, application steps and which documents to bring. Your branch can explain the terms that apply.
Apply nowFind a branchYour application, step by step.
- Start your application
Open the online application and follow the instructions in the form.
- Review the information
Complete the steps and read the notices and consents shown in the form.
- Review the written terms
Check the payments, dates and costs of any offer before you sign.